WebMar 8, 2024 · Learn More. Bodily injury liability insurance coverage pays for the medical costs of injured parties (excluding yourself) when you are at fault for causing a car accident. Eligible expenses may include ambulance fees, hospital bills and legal expenses if you are sued. Carrying the minimum requirements for auto liability coverage is required ... WebWhat is Residual Bodily Injury and Property Damage Liability (BI/PD)? How will I choose my new Personal Injury Protection (PIP) and Residual Bodily Injury (BI) coverage limits? Have the non-mandatory auto insurance coverages I can buy changed? Do I still have to pay MCCA fees? Who can help if I'm having a problem with auto insurance?
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WebSome insurers offer policies with a combined single overall limit for both bodily injury liability and property damage liability, rather than separate limits, which would then pay … WebDec 29, 2024 · This is a common way to define your car insurance limits; the first two digits are for bodily injury liability limit while the last one is for property damage liability. For example in 100/300/50 the limits for bodily injury liability are 100 and 300; $100,000 per person and $300,000 per accident. map california nevada arizona
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WebDec 20, 2024 · So, imagine your limits are $100,000/$300,000, and there is a car accident where three people are injured. Each person would get up to $100,000 of coverage for their injuries, up to a maximum of $300,000 overall. If you see a third number tacked onto the end of a policy, that often indicates the amount of coverage for property damage liability. WebFeb 23, 2024 · Your car insurance company might not allow liability limits high enough to cover all your assets — many auto insurers have a maximum bodily injury limit of … WebMay 2, 2024 · For Property Damage Liability coverage, you'll choose between a few options representing the max your insurer will pay out per accident to fix any damages. For … map california colleges